|Q. What is the PREMIER
OPTION BENEFITS Membership?
A. It's a membership plan that lets you take advantage of significant
volume discounts when purchasing health-related products and services. Since this program
is not insurance, there is never any paperwork to fill out, reimbursements or waiting
periods. Everyone qualifies. Simply present your card at the time of purchase and receive
I already have health insurance. Why do I need PREMIER OPTION BENEFITS
A. POB membership can be a valuable addition to health insurance coverage
since it offers savings on products and services which may not be covered by your
insurance program, or which are covered only after you pay a large deductible. Your
membership can significantly decrease your out of pocket costs. In addition, offering you
options is our specialty.
Q. Does the discount Dental Plan cover
A. Yes and more! This is a comprehensive plan with more than 71,000
dentists nationwide. This program covers routine dental services as well as specialties
such as: dentures, bridges, x-rays, braces, fillings, crowns, and more.
Q. What if I move or need to locate a
local provider when I'm traveling?
A. Just turn the card over and call the 800# on the back of your
membership card to obtain the most current list of providers in your area.
Q. Why should I use the Mail Order
A. More than 80% of all drugs prescribed today are long term maintenance
medications. You are guaranteed the lowest prices on these drugs when using the mail order
pharmacy. Members are quoted prices equal to AARP's (American Association of Retired
Persons) mail order pharmacy less 10% or $5.00 below the lowest competitive local pharmacy
price quote provided the brand name or generic drug costs $10.00 or more.
Q. Whom does my membership cover?
A. The card covers all your legal dependents at one low price.
Q. How many times can I use my
A. There is no limit on the number of times you and your family can use
your membership throughout the membership year.
Q. What is included in the National
A. Prescription glasses are discounted 20% to 60%
in most cases. Eye exams and surgery are discounted 10% to 30%
where available. Contact lenses (excluding disposables)
are discounted 10% to 20% at retail optical locations. For maximum savings
however, there is a mail order program for replacement contact lenses in which all major
brands of soft and gas permeable lenses are discounted 10% to 40%.